Article L. 126-2 of the Insurance Code, which lays down the principle of obligatory coverage for risks of terrorism in matters of Property Damage insurance, refers to the Penal Code for the definition of “attacks” and ”acts of terrorism”.
“By “attack” is meant the fact of committing one or several acts of violence which may endanger the Republic’s institutions or harm the integrity of national territory”: extract from the Penal Code, Section 1, Article 412-2 of the Legislative part.
“When they are performed intentionally in relation with an individual or collective enterprise for the purpose of seriously disturbing public order by intimidation or terror, by “acts of terrorism” is meant the infringements….”: extract from the Penal Code, Chapter 1st Article 421-1.
“When it is performed intentionally in relation with an individual or collective enterprise for the purpose of seriously disturbing public order, the term “acts of terrorism” embraces the introduction into the atmosphere, into the soil, into the sub-soil, into food or food components, or into water (including territorial waters) of a substance which may endanger…. “: extract from the Penal Code, Chapter 1, Article 421-2.
Refer to the entirety of Articles 412 -1, 412- 2 of Section 1 of the Penal Code (Legislative part) and to Articles 421-1; 421-2; 421-2-1, 421-2-2, 421 -2-3; 421-3; 421-4; 421-4 of Chapter 1 of the Penal Code (Legislative part).